Connect RewardSmart
to VS Code Copilot

Prerequisites

1 Setup Instructions

1. 1

   Get your RewardSmart API token

   Open the RewardSmart app. Go to Settings → Integrations → MCP Access and tap Generate Token. Copy the token.

2. 2

   Create the MCP config file

   VS Code supports MCP configuration in two locations. Choose one:

   Option A — Workspace config (recommended): Create a .vscode/mcp.json file in your project root. This config applies only to that workspace and can be committed to version control (without your token).

   Option B — User settings: Add the MCP server config directly to your VS Code settings.json under the "mcp" key for global availability across all projects.

3. 3

   Add the RewardSmart MCP server

   If using .vscode/mcp.json:

   .vscode/mcp.json Copy

   {
     "servers": {
       "rewardsmart": {
         "command": "npx",
         "args": ["-y", "@rewardsmart/mcp-server"],
         "env": {
           "REWARDSMART_API_KEY": "YOUR_TOKEN_HERE"
         }
       }
     }
   }

   If using VS Code settings.json:

   settings.json Copy

   {
     "mcp": {
       "servers": {
         "rewardsmart": {
           "command": "npx",
           "args": ["-y", "@rewardsmart/mcp-server"],
           "env": {
             "REWARDSMART_API_KEY": "YOUR_TOKEN_HERE"
           }
         }
       }
     }
   }

   ⚠️ Replace YOUR_TOKEN_HERE with your actual API token. If committing .vscode/mcp.json to git, use an environment variable or add the file to .gitignore.
4. 4

   Reload VS Code

   Press Ctrl+Shift+P (or Cmd+Shift+P) and run Developer: Reload Window. VS Code will pick up the new MCP config.

5. 5

   Test in Copilot Chat

   Open Copilot Chat (Ctrl+Alt+I or click the chat icon). In agent mode (@workspace), ask: "Which of my cards gives the best cashback at grocery stores?"

   ✅ Copilot will call the RewardSmart MCP tool and respond with your personalized card recommendations.

   ℹ️ MCP tools are available in Copilot Chat's Agent mode. Make sure you're in the chat panel (not inline suggestions).

What You Can Ask

Ask GitHub Copilot Chat about your credit card rewards:

Troubleshooting