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đŸ’Ŧ ChatGPT

Connect RewardSmart
to ChatGPT

Add RewardSmart as a custom connector in ChatGPT via the HTTP/SSE endpoint — no local server or Node.js required. Works directly from ChatGPT's web interface.

đŸ’Ŧ

Prerequisites

ℹī¸ ChatGPT uses HTTP/SSE (Server-Sent Events) for MCP connections — no npx or local installation needed. This is different from other editors that use the stdio transport.
⭐

Elite Subscription

MCP requires a RewardSmart Elite plan. Upgrade here →

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API Token

Generate in the RewardSmart app under Settings → Integrations → MCP Access.

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ChatGPT Plus or Team

Custom connectors require a ChatGPT Plus, Team, or Enterprise subscription.

1 Setup Instructions

  1. 1

    Get your RewardSmart API token

    Open the RewardSmart app. Go to Settings → Integrations → MCP Access and tap Generate Token. Copy the token.

  2. 2

    Open ChatGPT Settings

    In ChatGPT, click your profile avatar (top right) and select Settings. Navigate to the Connectors tab (sometimes shown under "Beta features" or "Advanced").

  3. 3

    Add a custom connector

    Click + Add custom connector or Connect apps. You'll be asked for a server URL and authentication.

  4. 4

    Enter the RewardSmart MCP details

    Fill in the following details in the connector form:

    Server URL (SSE endpoint):

    MCP Server URL 
    https://mcp.rewardsmart.app/sse

    Authentication header:

    Authorization Header 
    Authorization: Bearer YOUR_TOKEN_HERE
    ⚠ī¸ Replace YOUR_TOKEN_HERE with your actual RewardSmart API token. The Bearer prefix must be included.
  5. 5

    Save and enable the connector

    Click Save or Connect. ChatGPT will verify the connection. Once verified, toggle the connector on.

  6. 6

    Test the connection

    Start a new conversation and ask: "What credit cards do I have in my RewardSmart wallet?"

    ✅ ChatGPT will respond with your card data if the connection is working correctly.

What You Can Ask

Ask ChatGPT natural questions about your credit card rewards:

Which card should I use at Target today?
What's my best card for dining out?
Do I have any offers expiring this week?
How much cashback did I earn last month?
Which card maximizes rewards for travel?
Show me all my active bonus categories.
What's the best card for online shopping?
Help me plan which cards to use this month.

Troubleshooting

Can't find the Connectors tab in Settings

Custom connectors require ChatGPT Plus, Team, or Enterprise. If you have a qualifying subscription but don't see the option, check that you're on the latest version and the feature has rolled out to your account — OpenAI is doing a gradual rollout.

Connection verification fails

Double-check the URL is exactly https://mcp.rewardsmart.app/sse with no trailing slash. Ensure your token is valid and your Elite subscription is active.

Authentication error

Make sure the Authorization header is formatted as Bearer YOUR_ACTUAL_TOKEN with a space between Bearer and the token. Regenerate your token in the RewardSmart app if needed.

ChatGPT says it can't access my cards

Ensure your RewardSmart wallet has at least one card and your Elite subscription is active. You can check this in the RewardSmart app under Account → Subscription.

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