Is getting paid to shop something you're interested in? Right now, a unique opportunity is making waves: acquiring a Walmart+ annual membership and potentially getting paid for it! While the initial outlay is around $98 (plus applicable sales tax), savvy shoppers are finding ways to recoup this cost and then some. Let's dive into how you, as a RewardSmart user, can maximize this opportunity with your credit cards.

The Core Offer: What's Happening?

Essentially, certain platforms are offering significant cashback rewards for signing up for a Walmart+ annual subscription. While specific promotions vary, the core concept remains consistent: you pay for Walmart+ and receive a substantial rebate, often exceeding the initial cost. This transforms a paid membership into a potential profit generator.

Supercharging the Deal with Credit Card Rewards

This is where your credit card strategy comes into play. The key is to stack these rewards to maximize your return. Here's how:

  • Choose the Right Card: Select a credit card offering bonus rewards on online purchases, streaming services (Walmart+ includes Paramount+), or even just general cashback. A card offering 5% cashback on online purchases would yield nearly $5 back on the Walmart+ purchase alone. If you have a card with rotating quarterly bonuses, check if Walmart is a featured category.
  • Consider a New Card Bonus: Applying for a new credit card with a generous welcome bonus (often requiring a minimum spend within a few months) could be a strategic move. Use the Walmart+ purchase to contribute to that minimum spend. Just be sure you can meet the spending requirement responsibly.
  • Don't Forget Shopping Portals: Before making the purchase, check if your credit card issuer has a shopping portal that offers additional rewards for Walmart. While this may not stack with the initial cashback offer, it's worth investigating.
  • Pay Attention to Bonus Categories: Some cards offer elevated rewards for streaming subscriptions, groceries, or online purchases. Walmart+ incorporates some of these categories, potentially triggering higher rewards.

Example Scenario: Stacking Rewards

Let's say you sign up for Walmart+ through a platform offering $100 cashback. You use a credit card that gives you 3% cashback on online purchases. Your total rewards would be:

  • Platform Cashback: $100
  • Credit Card Cashback (3% of $98): $2.94
  • Total Rewards: $102.94

In this scenario, you've essentially earned nearly $5 just for signing up for Walmart+!

Important Considerations

  • Read the Fine Print: Always carefully review the terms and conditions of any cashback offer. Pay attention to any exclusions, payout timelines, and requirements.
  • Membership Value: Consider if a Walmart+ membership aligns with your needs. Do you regularly shop at Walmart online or in-store? Do you value free delivery and other membership perks? A free membership is great, but only if you use it!
  • Track Your Rewards: Use RewardSmart to track your cashback earnings and credit card rewards to ensure you receive the full value of the offer.

Actionable Takeaway

If you're already a Walmart shopper or considering a Walmart+ membership, this is an excellent opportunity to save money and potentially earn a profit. Combine a cashback offer with a rewards credit card to maximize your return. Remember to always compare offers and read the fine print before committing. Don't miss out on this chance to leverage your credit card rewards for a potentially free membership!