As your trusted rewards expert at RewardSmart, we're always on the lookout for opportunities to turn everyday spending into extraordinary savings. And when a deal comes along that lets you combine a hefty discount with your existing credit card perks, it's time to pay attention. This October, Amazon Prime members have a golden chance to significantly reduce the cost of their next Grubhub order.

The Prime-Powered Grubhub Advantage

If you're an Amazon Prime member, you already enjoy a complimentary Grubhub+ membership, which typically provides unlimited free delivery on orders over a certain amount and exclusive member perks. This ongoing benefit alone makes Grubhub a smart choice for many Prime subscribers.

But for a limited time, the savings get even sweeter. Until October 5th, Prime members can receive an incredible $20 off any Grubhub order of $30 or more! This generous discount applies to both pickup and delivery orders. To claim this offer, simply use the promo code DEALS20 at checkout. Imagine getting a $30 meal for just $10 out of pocket – that's a 66% instant saving before we even talk about credit card rewards.

Supercharging Your Savings with Credit Cards

This is where RewardSmart truly shines. While $20 off is fantastic on its own, strategic credit card use can effectively lower your out-of-pocket cost even further, or even earn you valuable points and cash back on the remaining balance. Here’s how to maximize your gain:

Dining Rewards Powerhouses

Many credit cards are designed to reward you handsomely for dining out or ordering in. Cards like the American Express® Gold Card offer a stellar 4x Membership Rewards points on dining, while the Chase Sapphire Reserve® provides 3x Ultimate Rewards points, and the Capital One SavorOne Cash Rewards Credit Card gives 3% cash back on dining. When you've already slashed $20 off your bill, earning bonus rewards on the remaining portion makes that meal even more rewarding.

Leveraging Food Delivery Credits

Check your premium credit cards for any monthly or annual food delivery statement credits. For instance, the Chase Sapphire Reserve offers an annual dining credit that can be applied to Grubhub orders, effectively reducing your cost. Other cards might offer credits for similar services that could be strategically utilized. Always review your card's benefits guide or check your RewardSmart app to see if you have any untapped credits that can be applied to your Grubhub purchase.

Rotating Category Bonuses

Don't forget about cards with rotating bonus categories! Cards such as the Chase Freedom Flex℠ or Discover it® Cash Back frequently feature categories like dining, restaurants, or online food delivery, offering 5% cash back (or 5x points) on up to a certain spend limit. If dining is a current bonus category for one of your cards, that 5% back on your post-discount total is pure gravy.

Strategic Stacking: A Real-World Example

Let's break down the potential. Suppose you find a delicious meal on Grubhub totaling $35 before taxes and fees. Here's how you stack:

  1. Apply Discount: Use code DEALS20. Your $35 order instantly becomes $15.
  2. Credit Card Rewards: Pay the remaining $15 with a dining rewards card.
  • Amex Gold: $15 x 4x Membership Rewards points = 60 points. At a conservative 1 cent per point valuation, that's $0.60 in value.
  • Capital One SavorOne: $15 x 3% cash back = $0.45 cash back.
  • Chase Sapphire Reserve: $15 x 3x Ultimate Rewards points = 45 points. At a conservative 1.5 cents per point valuation, that's $0.67 in value.

In this scenario, your effective out-of-pocket cost for a $35 meal could be as low as $14.33, plus you've accumulated valuable points or cash back for future rewards. That's a total savings of over 59%!

Key Considerations & Best Practices

  • Minimum Spend: Remember, your order total must be $30 or more before applying the discount.
  • Expiration Date: Mark your calendar! This deal vanishes after October 5th.
  • One-Time Use: This code is typically a one-time use per Grubhub account.
  • Account Linking: Ensure your Amazon Prime account is correctly linked to your Grubhub account to qualify.
  • Tip Smartly: While the discount is great for your wallet, remember to tip your delivery driver on the pre-discount amount to ensure they are fairly compensated for their service.

Your RewardSmart Action Plan

Don't let this fantastic opportunity slip away. Before you place your next Grubhub order:

  1. Open your RewardSmart app: Quickly identify which of your linked credit cards offers the highest rewards for dining or food delivery purchases.
  2. Verify Prime Status: Confirm your Amazon Prime account is connected to Grubhub.
  3. Plan your order: Aim for at least $30 worth of food.
  4. Apply DEALS20: Enter the promo code at checkout.
  5. Pay with the best card: Use the credit card identified by RewardSmart to maximize your points or cash back on the remaining balance.

This Grubhub deal is more than just a discount; it's a prime opportunity to demonstrate the power of stacking. By combining a generous direct saving with intelligent credit card usage, you're not just getting a meal – you're mastering your rewards game. Don't let this delicious deal expire!