Shutdown Blues Got You Down? RewardSmart to the Rescue!

The recent government shutdown is causing headaches for travelers, with reports of longer security lines and potential airport disruptions. But don't despair! As a RewardSmart user, you have tools at your disposal to mitigate the impact and even turn this situation into an opportunity to rack up more rewards.

Credit Card Perks to the Rescue

Many premium travel credit cards offer perks that can help you bypass the worst of the airport chaos:

  • TSA PreCheck/Global Entry Reimbursement: If you haven't already, now's the time to use that credit card benefit to get reimbursed for your TSA PreCheck or Global Entry application fee. With shorter lines, you can breeze through security and avoid the longer general lines. This benefit typically comes on cards with annual fees exceeding $95, so check your card's benefits guide. Global Entry also includes TSA PreCheck.
  • Airport Lounge Access: Escape the crowded terminal and relax in a comfortable airport lounge. Many premium credit cards offer access to lounges operated by airlines like American, Delta, and United, as well as independent lounge networks like Priority Pass. Free food, drinks, and Wi-Fi can make those unexpected delays much more bearable. Check your card's lounge access policy to see if you need to activate the benefit or simply present your card at the lounge entrance.
  • Travel Insurance & Trip Delay Coverage: If your flight is delayed due to the shutdown's impact, your credit card's travel insurance might kick in. Many cards offer trip delay coverage that reimburses you for expenses like meals, accommodation, and transportation if your flight is delayed for a certain number of hours (often 6-12 hours). Review your card's terms and conditions to understand the coverage limits and required documentation.

Strategic Spending for Maximum Rewards

Unexpected travel delays can lead to unexpected expenses. Use this opportunity to strategically use your credit cards to earn bonus rewards:

  • Dining & Entertainment: If you're stuck at the airport or in a hotel, use a card that offers bonus rewards on dining and entertainment purchases. Many cards offer 2x, 3x, or even 5x points on these categories.
  • Travel Purchases: If you need to rebook flights or book accommodation, use a card that offers bonus rewards on travel purchases. Some cards offer 5x or more points on flights booked directly with airlines or through their travel portals.
  • Everyday Spending: Even small purchases can add up. Make sure you're using the right card for each purchase to maximize your rewards. For example, use a card that offers bonus rewards on gas if you're driving to a different airport.

Proactive Planning is Key

While you can't control the shutdown, you can control how you respond to it. Here are some proactive steps you can take:

  • Check Airport Status: Before heading to the airport, check the airport's website or social media for updates on security wait times and potential disruptions. Websites like FlightAware can track flight delays. The TSA also has a website and app that provide security wait time estimates.
  • Arrive Early: Give yourself extra time at the airport to account for potential delays. Aim to arrive at least 3 hours before your scheduled departure time for international flights and 2 hours for domestic flights.
  • Pack Smart: Review TSA guidelines for carry-on items to avoid delays at security. Make sure all liquids are in containers of 3.4 ounces (100 milliliters) or less and placed in a clear, quart-sized bag.

RewardSmart's Takeaway

The government shutdown is a reminder that travel can be unpredictable. By leveraging your credit card perks, strategically using your cards for purchases, and proactively planning your trip, you can minimize the impact of the shutdown and maximize your rewards. Don't let the shutdown ruin your travel plans – use RewardSmart to navigate the chaos and come out on top!