Step Up to the Plate: Choosing the Right Card for MLB.TV

\MLB.TV offers a fantastic way to catch all the baseball action, but that subscription fee can add up. Whether you're paying the $149.99 for the entire season upfront or opting for the $29.99 monthly charge, strategic credit card use can earn you valuable rewards.

The first step is identifying which of your credit cards offers bonus rewards on streaming services or online purchases. Many cards offer elevated rewards in categories like:

  • Streaming Services: Some cards explicitly list streaming services as a bonus category, often earning 3-5x points or cash back. Check your card's terms and conditions to see if MLB.TV qualifies.
  • Online Purchases: Cards with bonus rewards for online shopping are another great option, as MLB.TV subscriptions are typically purchased online. A card offering 2-3x points for all online purchases can add up quickly.
  • General Rewards: If you don't have a card with specific bonus categories, a general rewards card that offers a flat rate of 1.5-2% cash back on all purchases is a solid fallback.

Game Plan: Maximizing Your Rewards

Once you've identified the best card for your MLB.TV subscription, consider these strategies to maximize your rewards:

  • Pay Upfront (If You Can): If you know you'll be watching baseball all season, paying the $149.99 upfront can save you money compared to the monthly subscription. Plus, you'll earn a larger chunk of rewards at once.
  • Track Your Spending: Keep track of your MLB.TV subscription spending to ensure you're maximizing your rewards throughout the season. Many credit card apps offer spending trackers to help you stay organized.
  • Consider a New Card (If Necessary): If you don't have a card that offers bonus rewards on streaming or online purchases, consider applying for one before the season starts. Many cards offer generous sign-up bonuses that can offset the cost of your MLB.TV subscription and more.

Extra Innings: Beyond MLB.TV

Don't forget to apply these same strategies to other streaming services you subscribe to, such as Netflix, Hulu, or Spotify. By strategically using your credit cards, you can earn significant rewards on all your entertainment spending.

Actionable Tip: Review your credit card statements for the past few months to see where you're spending the most money. This will help you identify the best credit cards to use for your everyday purchases, including streaming services like MLB.TV.

By taking a proactive approach to your credit card rewards, you can turn your MLB.TV subscription into a rewarding experience. So grab your peanuts, cracker jacks, and your favorite credit card, and enjoy the game!