Flying, while a fantastic way to see the world, can sometimes present unexpected challenges. We've all heard the stories – and recently, seen the pictures – of less-than-hygienic situations onboard aircraft. While you can't control everything around you, you can control how you prepare and respond. At RewardSmart, we're all about turning lemons into lemonade, and that means finding ways to make even potentially unpleasant travel experiences rewarding.
Travel Insurance & Protection: Your Credit Card Safety Net
Many premium travel credit cards offer valuable travel insurance benefits. These can include trip delay coverage, lost luggage reimbursement, and even emergency medical coverage. Imagine your flight is delayed due to unforeseen circumstances. With the right credit card, you could be reimbursed for meals, accommodation, and other reasonable expenses incurred during the delay. Check your card's guide to benefits for specific coverage limits and requirements. For example, the Chase Sapphire Preferred card offers trip delay reimbursement for delays exceeding 12 hours. Remember to pay for your flights with these cards to activate the coverage!
Airport Lounge Access: Escape the Crowds and Germs
Airport lounges offer a sanctuary from the hustle and bustle – and potential germ hotspots – of the main terminal. Many credit cards, like the Platinum Card from American Express, provide access to extensive lounge networks such as Centurion Lounges and Priority Pass. Enjoy complimentary food, drinks, Wi-Fi, and comfortable seating, significantly reducing your exposure to crowded areas. Before your next trip, check if your credit card offers lounge access and familiarize yourself with the entry requirements.
Upgrades & Priority Boarding: A Smoother, Cleaner Experience
Some airline-branded credit cards offer benefits like priority boarding and upgrade opportunities. Boarding earlier means less time spent in crowded gate areas, potentially minimizing exposure to germs. Upgrading to a premium cabin offers more space and often enhanced cleaning protocols. Consider the United Explorer Card, which provides priority boarding and a free checked bag, making your journey more comfortable and potentially healthier.
Contactless Payments: Minimize Physical Contact
Use contactless payment methods whenever possible. Most credit cards now offer tap-to-pay functionality, reducing the need to handle cash or touch shared surfaces. This small step can significantly reduce your exposure to germs while still earning valuable rewards points. Remember to add your cards to your mobile wallet for even easier and more hygienic transactions.
Maximize Rewards on Travel Essentials
Don't forget to maximize your rewards earnings on travel essentials. Use a credit card that offers bonus points on travel purchases like flights, hotels, and transportation. The Chase Sapphire Reserve card, for example, earns 3x points on travel and dining. Consider using a different card that earns bonus points on drug stores and pharmacies for hand sanitizer and other hygiene products!
Takeaway
Travel can be unpredictable, but by leveraging the perks and benefits of your credit cards, you can create a safer, more comfortable, and more rewarding experience. Review your credit card benefits today and plan your next trip with RewardSmart to maximize your points and miles!