Airport Lines Got You Down? Your Credit Card Can Help

Recent news highlights significant delays at airport security checkpoints. While we at RewardSmart can't control staffing shortages, we can show you how to leverage your credit card rewards to minimize the impact on your travel experience. Don't let long lines and packed terminals ruin your vacation or business trip.

Expedited Security: TSA PreCheck and Global Entry

One of the most valuable benefits offered by many travel credit cards is a statement credit towards TSA PreCheck or Global Entry enrollment. These programs allow you to bypass standard security lines, saving you valuable time and reducing stress.

  • TSA PreCheck: Costs \$85 for a 5-year membership, offering expedited screening at participating U.S. airports.
  • Global Entry: Costs \$100 for a 5-year membership, includes TSA PreCheck, and expedites customs and immigration processing when entering the U.S. from abroad.

Check your credit card's benefits guide to see if it offers a statement credit for these programs. Many cards, including the Chase Sapphire Reserve, Capital One Venture X, and American Express Platinum, provide this perk. If you're not already enrolled, now is the perfect time to apply and get reimbursed for the application fee.

Airport Lounge Access: Your Sanctuary in the Storm

Imagine escaping the crowded terminal and relaxing in a quiet lounge with complimentary food, drinks, and Wi-Fi. Several premium credit cards offer access to airport lounge networks like Priority Pass, American Express Centurion Lounges, and Delta Sky Clubs (for Delta cardholders).

Cards like the Chase Sapphire Reserve and the Platinum Card from American Express come with Priority Pass memberships, granting access to over 1,300 lounges worldwide. This can be a lifesaver during unexpected delays or long layovers. Before your next trip, research the lounges available at your departure and arrival airports to maximize this benefit.

Travel Credits and Insurance: Protection Against the Unexpected

Many travel credit cards offer annual travel credits that can be used for incidental expenses like checked baggage fees, in-flight purchases, or even ride-sharing services to and from the airport. These credits can help offset the costs associated with travel disruptions. Also, check if your card offers trip delay or cancellation insurance. If your flight is delayed for a certain number of hours (often 6 or more), you may be eligible for reimbursement of expenses like meals and accommodation.

Pro Tip: Maximize Points on Airport Spending

Even everyday airport purchases like coffee, snacks, or souvenirs can earn you valuable rewards. Use a credit card that offers bonus points on travel or dining to maximize your earnings. For example, the Chase Sapphire Preferred earns 2x points on travel and dining, while the American Express Gold Card earns 4x points on dining at restaurants worldwide.

The Bottom Line

While airport delays are frustrating, your credit card benefits can provide a valuable buffer against the stress and inconvenience. Take the time to understand your card's perks and proactively use them to enhance your travel experience. Consider applying for a card that offers these benefits if you don't already have one. RewardSmart is here to help you find the perfect card to meet your travel needs and maximize your rewards.